WCS Funding Group, Inc. d.b.a Happy Mortgage is a leading mortgage lender with a hometown, neighborhood philosophy. Rest assured that WCS Funding Group, Inc. is a very solid, viable mortgage lender in today’s market. Daily market evaluation and progressive, prudent business decisions made by our President and his Executive Staff allow us to continue focusing on serving current customers and growing our business.

We maintain strong allied-relationships with the top Mortgage Investors, Loan Servicers and Federally Charted Banks in the country. We are confident our business model and momentum in this industry will carry us into the next “bull market of mortgage lending” as we continue to work diligently on acquiring competitive mortgage products to serve our customers.

We are an authorized FHA and VA Lender and offer a large portfolio of conforming and non-conforming financing options from the top investors in the country to accommodate all of your financing scenarios. We have in-house, same-day Processing, Underwriting and Closing capabilities from the top employees any lender can offer, and long-standing, dependable, priority relationships with the best Title & Escrow and Appraisal Management companies in the area. We are your primary lender for Purchases and Refinances; Primary Residences, Second Homes or Investment/Rental Properties; Cashout, Debt Consolidation, Home Improvement or Rate Reduction Refinances; Fixed or Adjustable Loan Products.

WCS Funding Group, Inc dba Happy Mortgage, treats all personal information in a confidential manner based on the highest ethical standards.  We will not share your personal data or information with any individual or organization without prior authorization.

Barry Lee Heisey is a Maryland Licensed Mortgage Originator: #242. 

NMLS ID: 48172